新车的优点
- 身份的象征. The strongest allure of owning a new vehicle is obviously its attractiveness. You don’t hear many people bragging about their just-purchased used car or posting pictures of it all over their social media pages.
- 减少维修. 用一辆新车, you can assume you won’t be dealing with major repairs or maintenance issues for a while.
- 方便的购物. When everything is completely new, there’s no need to drag your prospective new car to the mechanic. It’s also easier to determine a fair price for the car.
- More financing options. If you’re considering a new car, you’ll be offered attractive incentives like cash rebates from the carmaker and better interest rates from the lender.
- 改进的技术. Cars are getting more updates, and recent models have incredibly convenient technology, such as programmable settings, autonomous emergency braking, adaptive cruise control, 盲点监测, built-in Wi-Fi hotspots or lane-departure warnings.
- 汽车制造商的保证. All new cars come with warranty coverage for their first three years or 36,000英里, 先到者为准.
新车的缺点
- 价格. Of course, a new car is going to be more expensive. 但 it’s not just the price that puts you at a disadvantage – it’s the fact that you can get a perfectly comparable vehicle for much less.
- 折旧. New cars go down in value as soon as they leave the lot. In fact, a new car can lose 20% of its value once it’s owned. At the end of the first year of ownership, your new car can drop another 10% thanks to the mileage you’ve clocked and the wear and tear. You’ll feel this loss if you try to sell your car a few years down the line.
- 更高的溢价. Insurance companies charge more for newer vehicles. You’re also more likely to want the maximum coverage and protection when every dent in your new car is enough to bring you to tears.
二手车的优点
- 价格标签. Let’s be honest here: No one would think of buying a used car if it weren’t for the savings. And those savings can be enormous! Consider this: according to the National Automobile Dealers Association (NADA), the average American own 13 cars in their lifetime. A typical new car costs $30,000. If each car that a person owns throughout their life is just 3 years old and costs $20,000, the driver can save $130,000 on car costs throughout their life!
- 较少的折旧. The savings on a used car don’t end at the dealer’s lot. With the previous owner absorbing the initial depreciation on the car during its first few years of ownership, your vehicle will only experience a minimal drop in price. You can save yourself thousands of dollars in loss if you want to sell your car a few years down the line.
- Lower insurance premiums. With your car weighing in at a lower value, your monthly insurance premiums will be more manageable. You can also opt out of full protection when your car isn’t a new model anyway.
- 低利息. If you choose to finance a used car instead of a new one, you’ll likely have a higher interest rate. 然而, since the loan amount is lower, you’ll save in total interest payments over the life of the loan.
- 可预测性. When purchasing a just-released car, you never know what issues might crop up in the future. 但, when you’re buying a model that’s been around for a few years, you’ll have a wealth of research and ratings available on your car so you’ll know what to expect.
二手车的缺点
- 复杂的购买. You won’t be able to walk into a lot and walk out with your new car an hour later. 使用二手车, you’ll want to get a vehicle history report, ask to see the vehicle’s service records and bring it to a mechanic for a professional inspection.
- 更少的选择. When buying pre-owned, you don’t get to be picky about things like colors, upgrades and features. If you find something in your price range that meets most of your specifications, you grab it!
- 风险. Even if you do your homework well, you still run the risk of walking out with a lemon when you buy a used car.
It’s a multi-faceted decision, but by carefully weighing your options and personal preferences, you’ll drive off of the dealer’s lot with a real winner!